As a homeowner, you may think you are adequately covered if you have homeowners insurance.

But you may not realize that your homeowners policy will not cover your mortgage payment if your home is impacted by an event that displaces you or if you suffer an involuntary loss of employment.

 

Could you afford to continue to pay your monthly mortgage payment if:

 

 

First Protector alleviates the financial hardship that a covered loss, such as a flood, fire, hurricane, tornado, mudslide or involuntary job loss can bring, by making your monthly mortgage payment for you. It offers coverage for many types of residences, including single-family homes, townhomes, mobilehomes, condominiums, and non-commercial rental properties.

 

First Protector also provides you reimbursement of your homeowners policy deductible up to $1,000, keeping your out-of-pocket expenses to a minimum. Best of all, this benefit may afford you the ability to increase your homeowners deductible amount, resulting in a savings on your homeowners policy that in some cases can amount to more than the cost to acquire First Protector. Check your homeowners insurance provider to see if such a savings is possible for you. Plus, with First Protector, if your land becomes permanelty uninhabitable and cannot be rebuilt upon, First Protector will pay off your remaining loan balance after proceeds are paid by your homeowners policy.   

 

Consider the facts:

 

Fires                 

Fact: One home structure fire is reported every 87 seconds.¹ 

 

Hurricanes/Tornados              

Fact: 1.8 million homes were at great risk from hurricanes in 2011.²

 

Floods

Fact: Floods are the number one natural disaster in the United States.³                    

 

Involuntary Unemployment               

Fact: In September of 2011 the unemployment rate was at a staggering 9.1%.⁴ 

 

Without First Protector, being impacted by any of these events could be financially devastating.

 

We're here to help. Get an instant quote today!

 

 ¹The U.S. Fire Problem 2009, NFPA

 ²https://www.worldweatherpost.com/2011/05/03/1-8-million-u-s-homes-at-great-risk-from-hurricanes